Let Property
Insurance


BUILDINGS INSURANCE

This policy carries a £100 excess on all claims and £1,000 excess on claims for damage by subsidence, landslip or heave.

Standard risks covered for buildings and contents insurance plus damage to landlord's property as a result of:

  • Theft or attempted theft following violent and forcible entry.
  • Escape of water from tanks and pipes.
  • Storms and floods.
  • Impact, collision, aircraft.
  • Escape of oil and smoke damage.
  • Riot, violent disorder or civil commotion.
  • Subsidence, landslip or heave.
  • Falling trees, telegraph poles & lamp posts.
  • Fire, lightning, explosion or earthquake.
  • Falling radio or TV aerials*

* Only applicable to buildings insurance cover

ADDITIONAL BENEFITS FOR LANDLORDS

  • £1 million property owner's liability. Accidental breakage of fixed glass, solar panels, sanitary fixtures and ceramic hobs.
  • The cost of repairing accidental damage to oil pipes, underground water supply pipes, sewers, drains, underground gas pipes and electricity cables.
  • Increased meter water charges resulting from escaped water.
  • Loss of rent as a result of an insured peril, and/or additional costs of alternative accommodation.
  • Expenses incurred following damage to the buildings by any of the perils covered.

CONTENTS INSURANCE

The policy provides comprehensive contents insurance cover for occupied properties and carries a £50.00 excess.

ADDITIONAL BENEFITS

  • Accidental breakage of fixed glass, solar panels, sanitary fixtures and ceramic hobs.
  • Accidental damage to TV, video recorders and computers.
  • The cost of repairing accidental damage to oil pipes, underground water supply pipes, sewers, drains, underground gas pipes and electricity cables.
  • Increased meter water charges resulting from escaped water.
  • Loss of rent and additional costs of alternative accommodation.
  • Fatal injury to the insured occurring at the premises.
  • Legal liability to the public of £1 million.
  • Theft or attempted theft following violent and forcible entry.

AVAILABILITY

This policy is available to all landlords letting their property with written tenancy agreements. Policies are underwritten by leading insurers.

 



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